NBFC Credit Officer Jobs in Chennai BFSI

📋 Job Description

Jobzi is sourcing qualified candidates for NBFC Credit Officer positions in Chennai's private BFSI sector. This is a full-time opportunity with a reputed Banking, Financial Services and Insurance employer in Chennai offering competitive salary, structured growth, and a professional work environment. Tamil communication skills are preferred alongside English for professional and business interaction in Chennai.

📌 Key Responsibilities

• Source and process loan applications for MSME, LAP, business loans, and two-wheeler loans
• Conduct in-person field visits to verify applicant residence, business, and income
• Collect and verify KYC documents, income proofs, and collateral papers from applicants
• Conduct CIBIL bureau check, income analysis, and eligibility calculation for loan proposals
• Prepare credit proposals and submit to credit manager for sanction within TAT
• Coordinate loan agreement execution, mortgage creation, and disbursement processing
• Achieve monthly loan disbursement targets and maintain portfolio quality within NPA norms

🎓 Qualifications and Requirements

• B.Com/BBA with 1-4 years of NBFC credit or field sales experience
• Knowledge of NBFC loan products: MSME, LAP, personal loan, and vehicle loan
• Experience in field verification of customer income, assets, and business viability
• Understanding of CIBIL bureau interpretation and credit assessment basics
• Two-wheeler license and willingness to travel for field visits
• Target-oriented with ability to manage pipeline and meet monthly disbursement goals
• Basic proficiency in loan origination systems (Finnone, LoanSquare, or similar)
• Good Tamil and English communication skills for team coordination and client interaction in Chennai.

✅ Required Skills