NBFC Credit Officer Jobs in Chennai BFSI
⚡ Hiring Now🏫 Chennai BFSI Employment Zones
Chennai is one of India's largest BFSI employment hubs, home to headquarters of Indian Bank, Indian Overseas Bank, and Canara Bank South Zone, along with regional offices of all major private banks, insurance companies, NBFCs, and fintech firms. The city employs over 3 lakh BFSI professionals.
Anna Salai (Mount Road), Nungambakkam, T. Nagar, Thousand Lights, and Egmore form Chennai's primary BFSI corridor. Key employers include SBI, HDFC Bank, ICICI Bank, Axis Bank, LIC, Star Health Insurance, Sundaram Finance, Shriram Finance, TVS Credit, and Muthoot Finance.
📋 Job Description
Jobzi is sourcing qualified candidates for NBFC Credit Officer positions in Chennai's private BFSI sector. This is a full-time opportunity with a reputed Banking, Financial Services and Insurance employer in Chennai offering competitive salary, structured growth, and a professional work environment. Tamil communication skills are preferred alongside English for professional and business interaction in Chennai.
📌 Key Responsibilities
- Source and process loan applications for MSME, LAP, business loans, and two-wheeler loans
- Conduct in-person field visits to verify applicant residence, business, and income
- Collect and verify KYC documents, income proofs, and collateral papers from applicants
- Conduct CIBIL bureau check, income analysis, and eligibility calculation for loan proposals
- Prepare credit proposals and submit to credit manager for sanction within TAT
- Coordinate loan agreement execution, mortgage creation, and disbursement processing
- Achieve monthly loan disbursement targets and maintain portfolio quality within NPA norms
🎓 Qualifications and Requirements
- B.Com/BBA with 1-4 years of NBFC credit or field sales experience
- Knowledge of NBFC loan products: MSME, LAP, personal loan, and vehicle loan
- Experience in field verification of customer income, assets, and business viability
- Understanding of CIBIL bureau interpretation and credit assessment basics
- Two-wheeler license and willingness to travel for field visits
- Target-oriented with ability to manage pipeline and meet monthly disbursement goals
- Basic proficiency in loan origination systems (Finnone, LoanSquare, or similar)
- Good Tamil and English communication skills for team coordination and client interaction in Chennai.
✅ Required Skills
🏆 Certifications and Qualifications
NISM Series Certifications, IIBF JAIIB/CAIIB, IRDAI Insurance License, CFA Level 1-3, FRM (Financial Risk Manager), CFP (Certified Financial Planner), ACCA, CA (Chartered Accountant), AMFI ARN Certification, NCFM modules
Frequently Asked Questions
Which areas in Chennai have the most BFSI jobs?
Anna Salai (Mount Road), Nungambakkam, T. Nagar, Thousand Lights, Egmore, and Guindy are Chennai's primary BFSI employment zones. Public sector bank headquarters and private bank regional offices are concentrated along this corridor.
What is the average BFSI salary in Chennai in ?
BFSI salaries in Chennai range from Rs.15,000 for entry-level back office roles to Rs.2,00,000+ for senior portfolio and risk management positions. Mid-level banking and insurance professionals earn Rs.35,000 - Rs.80,000 per month.
What certifications help BFSI professionals in Chennai?
NISM certifications for securities and MF roles, JAIIB/CAIIB for banking, IRDAI license for insurance, CFA for investment roles, FRM for risk management, and CFP for financial planning are the most valued credentials by Chennai BFSI employers in .
What types of loans do NBFC Credit Officers process in Chennai?
NBFC Credit Officers in Chennai process MSME business loans, Loan Against Property (LAP), personal loans, gold loans, two-wheeler and commercial vehicle loans, and microfinance group loans. Sundaram Finance, Shriram Finance, TVS Credit, and Bajaj Finance are major NBFC employers.
What is the salary for NBFC Credit Officer in Chennai in ?
NBFC Credit Officers with 1-4 years experience earn Rs.22,000 - Rs.58,000 per month plus performance incentives. Officers at growing NBFCs with good target achievement earn Rs.60,000 - Rs.80,000 including variable pay.
Which NBFCs have the most credit officer openings in Chennai?
Sundaram Finance, Shriram Finance Group, TVS Credit Services, Bajaj Finance, Muthoot Finance, Cholamandalam Investment and Finance, IIFL Finance, and Hero FinCorp regularly hire NBFC Credit Officers across Chennai's branches and field teams.
What is the salary for NBFC Credit Officer in Chennai BFSI in
A NBFC Credit Officer in Chennai earns between Rs.28,000 and Rs.64,000 per month in July 2026, depending on experience, skills, and employer.
What experience is required for NBFC Credit Officer jobs in
1 - 4 Years of relevant experience is typically required for NBFC Credit Officer positions in Chennai's private BFSI sector.
வேலை விவரம் - தமிழில்
Chennai-ல் NBFC Credit Officer வேலைவாய்ப்பு. மாத சம்பளம் ரூ.28,000 முதல் ரூ.64,000 வரை. 1 - 4 Years અனுபவம் தேவை. BFSI-ல் Full Time பணி. ஆர்வமுள்ளவர்கள் Jobzi மூலம் விண்ணப்பிக்கலாம்.