Payment Operations Analyst Jobs in Chennai BFSI

⚡ Hiring Now
🏫 Banking, Financial Services and Insurance  •  📍 Chennai, Tamil Nadu
💵 ₹31,500 - ₹71,500 / Month
2 - 5 Years
🎓 B.Com/BBA/B.Tech with payments or banking operations experience
📅 Full Time
📍 Chennai, Tamil Nadu
📅 Posted: 2026-08-24 🕑 Valid Till: 2026-09-24 🔑 Job ID: JZ-BFS-PAYMENTO-726

🏫 Chennai BFSI Employment Zones

Chennai is one of India's largest BFSI employment hubs, home to headquarters of Indian Bank, Indian Overseas Bank, and Canara Bank South Zone, along with regional offices of all major private banks, insurance companies, NBFCs, and fintech firms. The city employs over 3 lakh BFSI professionals.

Anna Salai (Mount Road), Nungambakkam, T. Nagar, Thousand Lights, and Egmore form Chennai's primary BFSI corridor. Key employers include SBI, HDFC Bank, ICICI Bank, Axis Bank, LIC, Star Health Insurance, Sundaram Finance, Shriram Finance, TVS Credit, and Muthoot Finance.

Anna Salai Nungambakkam T. Nagar Thousand Lights Egmore

📋 Job Description

Jobzi is sourcing qualified candidates for Payment Operations Analyst positions in Chennai's private BFSI sector. This is a full-time opportunity with a reputed Banking, Financial Services and Insurance employer in Chennai offering competitive salary, structured growth, and a professional work environment. Tamil communication skills are preferred alongside English for professional and business interaction in Chennai.

📌 Key Responsibilities

  • Process high-value domestic and cross-border payment transactions within cut-off timelines
  • Monitor RTGS, NEFT, IMPS, and UPI transaction queues and resolve exceptions
  • Investigate and resolve failed, returned, and pending payment transactions
  • Reconcile Nostro accounts, correspondent bank statements, and NPCI settlement reports
  • Coordinate with banks, NPCI, and RBI for payment system issues and regulatory queries
  • Escalate payment system outages and manage business continuity during disruptions
  • Prepare daily payment operations MIS and SLA compliance reports

🎓 Qualifications and Requirements

  • B.Com/BBA/B.Tech with 2-5 years of payments operations or banking back-office experience
  • Knowledge of payment systems: RTGS, NEFT, IMPS, UPI, NACH, SWIFT, and SEPA
  • Experience handling Nostro reconciliation and correspondent banking operations
  • Familiarity with payment operations systems (Intellect, i-exceed, or FIS Systematics)
  • Attention to detail for high-value transaction processing and exception management
  • Knowledge of RBI payment system regulations and NPCI operating procedures
  • Good analytical skills for payment exception investigation and resolution
  • Good Tamil and English communication skills for team coordination and client interaction in Chennai.

✅ Required Skills

Payment Processing RTGS/NEFT UPI NACH Reconciliation SWIFT Exception Handling Nostro Accounts

🏆 Certifications and Qualifications

NISM Series Certifications, IIBF JAIIB/CAIIB, IRDAI Insurance License, CFA Level 1-3, FRM (Financial Risk Manager), CFP (Certified Financial Planner), ACCA, CA (Chartered Accountant), AMFI ARN Certification, NCFM modules

Frequently Asked Questions

Which areas in Chennai have the most BFSI jobs?

Anna Salai (Mount Road), Nungambakkam, T. Nagar, Thousand Lights, Egmore, and Guindy are Chennai's primary BFSI employment zones. Public sector bank headquarters and private bank regional offices are concentrated along this corridor.

What is the average BFSI salary in Chennai in ?

BFSI salaries in Chennai range from Rs.15,000 for entry-level back office roles to Rs.2,00,000+ for senior portfolio and risk management positions. Mid-level banking and insurance professionals earn Rs.35,000 - Rs.80,000 per month.

What certifications help BFSI professionals in Chennai?

NISM certifications for securities and MF roles, JAIIB/CAIIB for banking, IRDAI license for insurance, CFA for investment roles, FRM for risk management, and CFP for financial planning are the most valued credentials by Chennai BFSI employers in .

What does a Payment Operations Analyst do in Chennai?

Payment Operations Analysts at Chennai banks and payment processors manage the end-to-end processing of RTGS, NEFT, UPI, NACH, and SWIFT transactions. They handle payment exceptions, reconcile settlement accounts, manage cut-off timelines, and ensure SLA compliance for payment processing.

What is the salary for Payment Operations Analyst in Chennai in ?

Payment Operations Analysts with 2-5 years experience earn Rs.25,000 - Rs.65,000 per month in Chennai. Senior payments specialists with SWIFT and Nostro expertise earn Rs.70,000 - Rs.1,20,000 at large banks and payment companies.

Which companies hire Payment Operations professionals in Chennai?

RBI-regulated payment system operators, large banks (SBI, HDFC, ICICI), payment gateways (Razorpay, Paytm), banking technology companies on OMR, NPCI regional offices, and BNY Mellon/Deutsche Bank Chennai operations centres are significant employers.

What is the salary for Payment Operations Analyst in Chennai BFSI in

A Payment Operations Analyst in Chennai earns between Rs.31,500 and Rs.71,500 per month in July 2026, depending on experience, skills, and employer.

What experience is required for Payment Operations Analyst jobs in

2 - 5 Years of relevant experience is typically required for Payment Operations Analyst positions in Chennai's private BFSI sector.

வேலை விவரம் - தமிழில்

Chennai-ல் Payment Operations Analyst வேலைவாய்ப்பு. மாத சம்பளம் ரூ.31,500 முதல் ரூ.71,500 வரை. 2 - 5 Years અனுபவம் தேவை. BFSI-ல் Full Time பணி. ஆர்வமுள்ளவர்கள் Jobzi மூலம் விண்ணப்பிக்கலாம்.