Risk Analyst Jobs in Chennai BFSI

📋 Job Description

Jobzi is sourcing qualified candidates for Risk Analyst positions in Chennai's private BFSI sector. This is a full-time opportunity with a reputed Banking, Financial Services and Insurance employer in Chennai offering competitive salary, structured growth, and a professional work environment. Tamil communication skills are preferred alongside English for professional and business interaction in Chennai.

📌 Key Responsibilities

• Identify, measure, and monitor credit, market, and operational risks across the organization
• Prepare daily risk reports including VaR, stressed VaR, and concentration risk metrics
• Support Basel III/IV capital adequacy computation including RWA calculations
• Conduct stress testing and scenario analysis for the bank's loan and investment portfolios
• Review and update risk policies, procedures, and risk appetite framework documents
• Coordinate with RBI, credit rating agencies, and auditors for risk disclosures
• Monitor early warning signals in the loan portfolio and flag potential NPA risks

🎓 Qualifications and Requirements

• MBA in Finance, FRM (Financial Risk Manager), or CA with 3-7 years risk management experience
• Strong knowledge of credit risk, market risk, and operational risk frameworks
• Understanding of Basel III capital adequacy, ICAAP, and RBI risk guidelines
• Hands-on with risk management systems (OFSAA, Moody's Analytics, or SAS)
• Proficiency in Excel, VBA, and risk analytics tools for scenario modeling
• GARP FRM certification preferred
• Good communication skills for risk reporting to senior management and regulators
• Good Tamil and English communication skills for team coordination and client interaction in Chennai.

✅ Required Skills