Claims Investigator Jobs in Chennai Insurance Company

📋 Job Description

Jobzi is sourcing qualified candidates for Claims Investigator positions in Chennai's private Insurance Company sector. This is a full-time opportunity with a reputed Insurance and Financial Services employer in Chennai offering competitive salary, structured growth, and a professional work environment. Tamil communication skills are preferred alongside English for professional and business interaction in Chennai.

📌 Key Responsibilities

• Investigate suspicious life, health, motor, and property insurance claims for potential fraud or misrepresentation
• Conduct field visits to accident sites, hospitals, residences, and businesses to gather evidence
• Record statements from claimants, witnesses, doctors, and neighbors to verify claim facts
• Verify insured's identity, address, occupation, and income against claim documents
• Detect staged accidents, false hospitalization, exaggerated property damage, and identity fraud patterns
• Prepare detailed investigation reports with findings, supporting evidence, and recommendations
• Coordinate with legal team for fraud-confirmed cases and support in legal proceedings

🎓 Qualifications and Requirements

• Any graduate degree with 3-7 years of insurance investigation or field inquiry experience
• Prior experience in insurance, banking fraud investigation, or law enforcement is preferred
• Strong analytical skills for identifying inconsistencies in claim documents and narratives
• Willingness to travel extensively across Chennai and surrounding districts for field work
• Good report writing skills for detailed investigation narratives and findings
• Ability to handle sensitive conversations with empathy but firm objectivity
• Knowledge of IRDAI claims settlement guidelines and fraud reporting procedures
• Good Tamil and English communication skills for team coordination and client interaction in Chennai.

✅ Required Skills