Medical Officer Jobs in Coimbatore Insurance Company

⚡ Hiring Now
🏫 Insurance and Financial Services  •  📍 Coimbatore, Tamil Nadu
💵 ₹52,000 - ₹1,15,000 / Month
⌛ 3 - 8 Years
🎓 MBBS with insurance medical underwriting or clinical experience
📅 Full Time
📍 Coimbatore, Tamil Nadu
📅 Posted: 2026-09-25 🕑 Valid Till: 2026-11-25T00:00 🔑 Job ID: JZ-INS-MEDICALO-726

📋 Job Description

Jobzi is sourcing qualified candidates for Medical Officer positions in Coimbatore's private Insurance Company sector. This is a full-time opportunity with a reputed Insurance and Financial Services employer in Coimbatore offering competitive salary, structured growth, and a professional work environment. Tamil communication skills are preferred alongside English for professional and business interaction in Coimbatore.

📌 Key Responsibilities

  • Review medical reports, health check reports, and investigation results for life and health insurance proposals
  • Apply medical underwriting guidelines to assess risk and recommend acceptance, loading, or decline decisions
  • Evaluate complex health conditions (cardiac, oncology, diabetes complications) for insurance risk rating
  • Conduct telephonic or in-person medical examinations for jumbo life insurance proposals
  • Review pre-authorization requests for cashless hospitalization requiring clinical judgment
  • Support claims medical review for contested health and life claims with clinical inputs
  • Prepare medical underwriting circulars and update medical underwriting guidelines

🎓 Qualifications and Requirements

  • MBBS from a recognized medical college registered with Tamil Nadu Medical Council
  • 3 - 8 Years of clinical or insurance medical underwriting experience
  • Knowledge of life and health insurance medical underwriting principles and guidelines
  • Understanding of insurance risk classification for chronic diseases and surgical conditions
  • Good report writing skills for medical underwriting decisions and clinical reviews
  • Willingness to work in a desk-based medical advisory role within insurance operations
  • Diploma in Insurance Medicine or additional qualification in underwriting preferred
  • Good Tamil and English communication skills for team coordination and client interaction in Coimbatore.

✅ Required Skills

Medical Underwriting Health Assessment Pre-authorization Review Clinical Judgment IRDAI Health Guidelines Medical Reports Life Underwriting Disease Assessment

🏆 Certifications and Qualifications

IRDAI Insurance Agent License, POSP Certificate, IRDA Composite License, NISM Series certifications, IC-33 (Life Insurance), IC-38 (General Insurance), IC-57 (Health Insurance), Licentiate / Associate / Fellow of Insurance Institute of India (III)

🏫 Coimbatore Insurance Company Employment Zones

Coimbatore's large business community, growing middle class, and well-established industrial sector create a healthy market for private insurance companies offering life, health, motor, and commercial insurance products. Insurance companies in the city hire sales advisors, underwriters, claims processors, branch managers, and customer service executives.

Insurance company employment in Coimbatore is concentrated in RS Puram, Gandhipuram, Race Course, Avinashi Road, Peelamedu, Saibaba Colony, Tidel Park area, Singanallur, Ukkadam, and Hopes College.

RS Puram Gandhipuram Race Course Avinashi Road Peelamedu Saibaba Colony Tidel Park area Singanallur Ukkadam Hopes College

வேலை விவரம் - தமிழில்

Coimbatore-ல் Medical Officer வேலைவாய்ப்பு. மாத சம்பளம் ரூ.52,000 முதல் ரூ.1,15,000 வரை. 3 - 8 Years અனுபவம் தேவை. Insurance Company-ல் Full Time பணி. ஆர்வமுள்ளவர்கள் Jobzi மூலம் விண்ணப்பிக்கலாம்.