Data Scientist (Fintech) Jobs in Chennai Fintech and Payment Company
⚡ Hiring Now🏫 Chennai Fintech and Payment Company Employment Zones
Chennai's private fintech and payment companies build digital payment infrastructure, lending platforms, and neobanking solutions from offices in Guindy and Ambattur MIDC, employing Tamil-speaking payment engineers, product managers, and business development executives.
Fintech and Payment Company employment zones in Chennai include Guindy, Ambattur MIDC, Sholinganallur, Anna Nagar, Nungambakkam, T. Nagar, Adyar, Velachery, Taramani, and Perungudi.
📋 Job Description
Jobzi is sourcing qualified candidates for Data Scientist (Fintech) positions in Chennai's private Fintech and Payment Company sector. This is a full-time opportunity with a reputed Fintech and Digital Payments employer in Chennai offering competitive salary, structured growth, and a professional work environment. Tamil communication skills are preferred alongside English for professional and business interaction in Chennai.
📌 Key Responsibilities
- Build and deploy machine learning models for credit risk scoring, fraud detection, and customer churn prediction
- Perform exploratory data analysis on financial transaction data, customer behavior data, and bureau feeds
- Engineer predictive features from raw payment, lending, and behavioral data for model training
- Evaluate model performance using appropriate metrics including AUC, KS, F1, and population stability index
- Collaborate with engineering teams to productionize ML models via REST APIs or batch scoring pipelines
- Design and analyze A/B experiments to measure the business impact of new ML-driven product features
- Document model methodologies, assumptions, and performance benchmarks for regulatory and audit review
🎓 Qualifications and Requirements
- M.Sc. in Statistics, Data Science, or related field, or B.E./B.Tech in CS with strong ML coursework
- 1 - 5 Years of experience building ML models in a fintech, banking, or data product company
- Strong Python skills including pandas, scikit-learn, XGBoost, and LightGBM for model development
- Hands-on experience with credit scoring, fraud detection, or churn prediction use cases
- Solid SQL skills for large-scale financial data extraction and feature query development
- Familiarity with ML model deployment patterns using Flask, FastAPI, or cloud ML platforms
- Bonus: experience with graph ML for fraud network detection or NLP for document-based lending
- Good Tamil and English communication skills for team coordination and client interaction in Chennai.
✅ Required Skills
🏆 Certifications and Qualifications
B.E./B.Tech. CS or ECE for software engineering roles; PCI DSS compliance awareness for payment security roles; ISO 27001 for information security roles; CISA for IT audit roles in fintech; RBI NBFC regulatory compliance knowledge for lending fintech; PMP or Agile Scrum for product manager roles; CFA or NISM for wealthtech analyst roles; Python and ML for fraud detection and credit scoring roles; AWS/Azure cloud certification for platform engineering roles
Frequently Asked Questions
What types of fintech and payment company jobs are available in Chennai?
Chennai's private fintech sector offers a wide range of roles spanning technology, product, operations, risk, and compliance. Software engineers build payment APIs and lending platforms, product managers drive roadmaps for UPI and credit apps, data scientists build fraud and credit scoring models, and operations professionals handle KYC, merchant onboarding, and loan servicing. The city's OMR and Sholinganallur zones have the highest density of fintech employers.
What is the salary range for fintech jobs in Chennai?
Fintech salaries in Chennai span a wide range depending on role and experience. Entry-level payment operations and customer support roles pay Rs.15,000 to Rs.35,000 per month. Mid-level engineers, analysts, and product managers earn Rs.30,000 to Rs.1,00,000 per month. Senior and leadership roles in fintech product, data science, and compliance can command Rs.1,00,000 to Rs.5,00,000 or more per month in Chennai's competitive talent market.
What skills are most in demand for fintech jobs in Chennai?
Chennai fintech companies actively seek engineers with Java, Python, React, Flutter, and cloud skills for building payment and lending platforms. Non-technical roles require knowledge of KYC, AML, RBI regulations, and credit risk frameworks. Data science skills including Python, ML model development, and SQL are highly valued for fraud detection and credit scoring. Product managers with digital payments domain knowledge and Agile experience are among the most sought-after profiles in the Chennai fintech market.
What ML use cases are data scientists working on in Chennai fintech companies?
Data scientists in Chennai fintech companies work primarily on credit scoring models for digital lending, real-time fraud detection classifiers for payment platforms, customer churn prediction for neobanking apps, and product recommendation models for wealth and insurance tech platforms. More advanced teams work on graph-based fraud network detection, NLP for credit document parsing, and reinforcement learning for dynamic credit limit management.
What is the salary for Data Scientist in Chennai fintech companies?
Data Scientists in Chennai fintech and payment companies earn Rs.45,000 to Rs.1,08,000 per month. Those with 1-2 years of ML experience earn Rs.45,000 to Rs.70,000. Data scientists with 3-5 years of fintech-specific modelling experience in credit risk or fraud detection earn Rs.80,000 to Rs.1,30,000 per month. Roles at funded fintech startups on OMR may offer ESOPs in addition to fixed compensation.
What is the career growth path for Data Scientists in Chennai fintech?
Data Scientists in Chennai fintech companies typically grow into Senior Data Scientist roles within 2-3 years, then into Lead or Principal Data Scientist positions overseeing model governance. The alternate track leads to ML Engineering roles focused on model productionization and platform infrastructure. High-performing data scientists in Chennai fintech also transition into Head of Data Science or Chief Risk Officer roles with broader business ownership.
What is the salary for Data Scientist (Fintech) in Chennai Fintech and Payment Company in
A Data Scientist (Fintech) in Chennai earns between Rs.46,000 and Rs.1,09,000 per month in July 2026, depending on experience, skills, and employer.
What experience is required for Data Scientist (Fintech) jobs in
1 - 5 Years of relevant experience is typically required for Data Scientist (Fintech) positions in Chennai's private Fintech and Payment Company sector.
வேலை விவரம் - தமிழில்
Chennai-ல் Data Scientist (Fintech) வேலைவாய்ப்பு. மாத சம்பளம் ரூ.46,000 முதல் ரூ.1,09,000 வரை. 1 - 5 Years અனுபவம் தேவை. Fintech and Payment Company-ல் Full Time பணி. ஆர்வமுள்ளவர்கள் Jobzi மூலம் விண்ணப்பிக்கலாம்.