Fire and Engineering Underwriter Jobs in Chennai Insurance Company

📋 Job Description

Jobzi is sourcing qualified candidates for Fire and Engineering Underwriter positions in Chennai's private Insurance Company sector. This is a full-time opportunity with a reputed Insurance and Financial Services employer in Chennai offering competitive salary, structured growth, and a professional work environment. Tamil communication skills are preferred alongside English for professional and business interaction in Chennai.

📌 Key Responsibilities

• Underwrite fire, special perils, and industrial all-risk insurance proposals for factories, warehouses, and commercial properties
• Conduct or review risk survey reports for industrial and commercial properties to assess hazard grade
• Apply tariff rates, loading factors, and deductibles for fire and engineering insurance proposals
• Evaluate contractor's all risk (CAR), erection all risk (EAR), and machinery breakdown proposals
• Coordinate with reinsurers for placement of large industrial and property risks exceeding treaty limits
• Review and decline or modify proposals with unacceptable risk quality or under-insurance
• Prepare technical underwriting notes and risk improvement recommendations for policyholders

🎓 Qualifications and Requirements

• B.E. in Mechanical, Electrical, Civil, or Chemical Engineering with 3-8 years fire/engineering underwriting experience
• Associateship of Insurance Institute of India (AIII) or Fellowship (FIII) in Fire or Engineering preferred
• Good knowledge of fire tariff, industrial risk assessment, and construction type classification
• Experience with reinsurance treaty and facultative arrangements for large property risks
• Understanding of engineering insurance classes: EAR, CAR, MBD, and CPM policies
• Ability to conduct or review technical risk surveys for industrial clients
• Excellent technical report writing skills for underwriting decisions
• Good Tamil and English communication skills for team coordination and client interaction in Chennai.

✅ Required Skills