Lending Operations Executive Jobs in Chennai Fintech and Payment Company
⚡ Hiring Now🏫 Chennai Fintech and Payment Company Employment Zones
Chennai's private fintech and payment companies build digital payment infrastructure, lending platforms, and neobanking solutions from offices in Guindy and Ambattur MIDC, employing Tamil-speaking payment engineers, product managers, and business development executives.
Fintech and Payment Company employment zones in Chennai include Guindy, Ambattur MIDC, Sholinganallur, Anna Nagar, Nungambakkam, T. Nagar, Adyar, Velachery, Taramani, and Perungudi.
📋 Job Description
Jobzi is sourcing qualified candidates for Lending Operations Executive positions in Chennai's private Fintech and Payment Company sector. This is a full-time opportunity with a reputed Fintech and Digital Payments employer in Chennai offering competitive salary, structured growth, and a professional work environment. Tamil communication skills are preferred alongside English for professional and business interaction in Chennai.
📌 Key Responsibilities
- Process loan disbursements by verifying approval conditions, documentation, and bank account details before fund transfer
- Monitor post-disbursement loan accounts for due date, EMI collection, and early delinquency signals
- Coordinate with the collections team to initiate outreach for loans entering first payment default or early bucket delinquency
- Update loan management systems with payment receipts, waiver approvals, and account status changes
- Prepare daily disbursement reports and NPA ageing analysis for the operations and risk management teams
- Liaise with customers regarding EMI due dates, statement requests, and loan closure procedures
- Support regulatory reporting requirements including RBI data submissions related to loan portfolio status
🎓 Qualifications and Requirements
- Graduate degree in Commerce, Finance, or any stream from a recognized institution
- 0 - 3 Years of experience in lending operations, NBFC back-office, or banking loan processing roles
- Knowledge of digital loan disbursement processes and loan management system operations
- Familiarity with RBI NPA classification norms and basic collections process in digital lending
- Proficiency in MS Excel for MIS preparation, loan data extraction, and operations reporting
- Good communication skills for customer interaction regarding EMI, foreclosure, and loan servicing
- Attention to detail for accurate loan processing, disbursement verification, and compliance documentation
- Good Tamil and English communication skills for team coordination and client interaction in Chennai.
✅ Required Skills
🏆 Certifications and Qualifications
B.E./B.Tech. CS or ECE for software engineering roles; PCI DSS compliance awareness for payment security roles; ISO 27001 for information security roles; CISA for IT audit roles in fintech; RBI NBFC regulatory compliance knowledge for lending fintech; PMP or Agile Scrum for product manager roles; CFA or NISM for wealthtech analyst roles; Python and ML for fraud detection and credit scoring roles; AWS/Azure cloud certification for platform engineering roles
Frequently Asked Questions
What types of fintech and payment company jobs are available in Chennai?
Chennai's private fintech sector offers a wide range of roles spanning technology, product, operations, risk, and compliance. Software engineers build payment APIs and lending platforms, product managers drive roadmaps for UPI and credit apps, data scientists build fraud and credit scoring models, and operations professionals handle KYC, merchant onboarding, and loan servicing. The city's OMR and Sholinganallur zones have the highest density of fintech employers.
What is the salary range for fintech jobs in Chennai?
Fintech salaries in Chennai span a wide range depending on role and experience. Entry-level payment operations and customer support roles pay Rs.15,000 to Rs.35,000 per month. Mid-level engineers, analysts, and product managers earn Rs.30,000 to Rs.1,00,000 per month. Senior and leadership roles in fintech product, data science, and compliance can command Rs.1,00,000 to Rs.5,00,000 or more per month in Chennai's competitive talent market.
What skills are most in demand for fintech jobs in Chennai?
Chennai fintech companies actively seek engineers with Java, Python, React, Flutter, and cloud skills for building payment and lending platforms. Non-technical roles require knowledge of KYC, AML, RBI regulations, and credit risk frameworks. Data science skills including Python, ML model development, and SQL are highly valued for fraud detection and credit scoring. Product managers with digital payments domain knowledge and Agile experience are among the most sought-after profiles in the Chennai fintech market.
What does a Lending Operations Executive do in a Chennai fintech company?
A Lending Operations Executive in a Chennai digital lending fintech processes loan disbursements, monitors repayment adherence, tracks early delinquency signals, and supports collections coordination for retail or MSME borrowers. They maintain loan management systems, prepare NPA and portfolio health reports, and ensure compliance with RBI data reporting requirements. This role is critical to the smooth operational delivery of the lending product to customers.
What is the salary for Lending Operations Executive in Chennai fintech?
Lending Operations Executives in Chennai digital lending and NBFC fintech companies earn Rs.18,000 to Rs.40,000 per month. Fresh graduates with basic banking knowledge earn Rs.18,000 to Rs.26,000. Those with 2-3 years of loan processing, NPA monitoring, or collections operations experience earn Rs.30,000 to Rs.40,000 per month at established digital lending companies in Chennai.
What skills are most important for Lending Operations roles in Chennai fintech?
Comfort with loan management systems and MS Excel for data processing and MIS reporting are essential baseline skills. Knowledge of RBI NPA classification norms, digital lending guidelines, and NACH mandate management for EMI collection are important differentiators. Good written communication for customer loan servicing correspondence and the ability to coordinate with collections and risk teams efficiently are equally valued by Chennai digital lending employers.
What is the salary for Lending Operations Executive in Chennai Fintech and Payment Company in
A Lending Operations Executive in Chennai earns between Rs.20,000 and Rs.42,000 per month in July 2026, depending on experience, skills, and employer.
What experience is required for Lending Operations Executive jobs in
0 - 3 Years of relevant experience is typically required for Lending Operations Executive positions in Chennai's private Fintech and Payment Company sector.
வேலை விவரம் - தமிழில்
Chennai-ல் Lending Operations Executive வேலைவாய்ப்பு. மாத சம்பளம் ரூ.20,000 முதல் ரூ.42,000 வரை. 0 - 3 Years અனுபவம் தேவை. Fintech and Payment Company-ல் Full Time பணி. ஆர்வமுள்ளவர்கள் Jobzi மூலம் விண்ணப்பிக்கலாம்.