Merchant Onboarding Executive Jobs in Chennai Fintech and Payment Company
⚡ Hiring Now🏫 Chennai Fintech and Payment Company Employment Zones
Chennai's private fintech and payment companies build digital payment infrastructure, lending platforms, and neobanking solutions from offices in Guindy and Ambattur MIDC, employing Tamil-speaking payment engineers, product managers, and business development executives.
Fintech and Payment Company employment zones in Chennai include Guindy, Ambattur MIDC, Sholinganallur, Anna Nagar, Nungambakkam, T. Nagar, Adyar, Velachery, Taramani, and Perungudi.
📋 Job Description
Jobzi is sourcing qualified candidates for Merchant Onboarding Executive positions in Chennai's private Fintech and Payment Company sector. This is a full-time opportunity with a reputed Fintech and Digital Payments employer in Chennai offering competitive salary, structured growth, and a professional work environment. Tamil communication skills are preferred alongside English for professional and business interaction in Chennai.
📌 Key Responsibilities
- Verify and process merchant KYC documents including GST certificate, PAN, cancelled cheque, and business registration
- Assess merchant business type, category, and risk level to determine onboarding eligibility
- Configure merchant accounts on the payment gateway platform and assign appropriate MCC codes and settlement cycles
- Coordinate with the compliance and risk teams for enhanced due diligence of high-risk merchant categories
- Follow up with merchants on pending documentation and resolve onboarding queries through phone and email
- Maintain accurate records of onboarding status, document submissions, and approval timelines in the CRM
- Meet daily and weekly merchant onboarding volume targets and SLA compliance metrics
🎓 Qualifications and Requirements
- Graduate degree in Commerce, Business Administration, or any stream from a recognized institution
- 0 - 3 Years of experience in merchant onboarding, banking KYC, or operations in a payment or fintech company
- Knowledge of RBI merchant category codes, payment gateway onboarding requirements, and KYC documentation norms
- Familiarity with GST registration, business entity types, and corporate document verification for merchant eligibility
- Good communication skills in English and Tamil for merchant interaction during the onboarding process
- Comfort with CRM tools and the ability to manage multiple merchant onboarding cases simultaneously
- Attention to detail to identify documentation inconsistencies that indicate fraud or compliance risk
- Good Tamil and English communication skills for team coordination and client interaction in Chennai.
✅ Required Skills
🏆 Certifications and Qualifications
B.E./B.Tech. CS or ECE for software engineering roles; PCI DSS compliance awareness for payment security roles; ISO 27001 for information security roles; CISA for IT audit roles in fintech; RBI NBFC regulatory compliance knowledge for lending fintech; PMP or Agile Scrum for product manager roles; CFA or NISM for wealthtech analyst roles; Python and ML for fraud detection and credit scoring roles; AWS/Azure cloud certification for platform engineering roles
Frequently Asked Questions
What types of fintech and payment company jobs are available in Chennai?
Chennai's private fintech sector offers a wide range of roles spanning technology, product, operations, risk, and compliance. Software engineers build payment APIs and lending platforms, product managers drive roadmaps for UPI and credit apps, data scientists build fraud and credit scoring models, and operations professionals handle KYC, merchant onboarding, and loan servicing. The city's OMR and Sholinganallur zones have the highest density of fintech employers.
What is the salary range for fintech jobs in Chennai?
Fintech salaries in Chennai span a wide range depending on role and experience. Entry-level payment operations and customer support roles pay Rs.15,000 to Rs.35,000 per month. Mid-level engineers, analysts, and product managers earn Rs.30,000 to Rs.1,00,000 per month. Senior and leadership roles in fintech product, data science, and compliance can command Rs.1,00,000 to Rs.5,00,000 or more per month in Chennai's competitive talent market.
What skills are most in demand for fintech jobs in Chennai?
Chennai fintech companies actively seek engineers with Java, Python, React, Flutter, and cloud skills for building payment and lending platforms. Non-technical roles require knowledge of KYC, AML, RBI regulations, and credit risk frameworks. Data science skills including Python, ML model development, and SQL are highly valued for fraud detection and credit scoring. Product managers with digital payments domain knowledge and Agile experience are among the most sought-after profiles in the Chennai fintech market.
What does a Merchant Onboarding Executive do in a Chennai payment company?
A Merchant Onboarding Executive in a Chennai payment company verifies and processes the KYC documentation for new merchants applying to integrate the payment gateway. They assess merchant risk, configure accounts on the platform, and coordinate with compliance teams for high-risk categories. Their work ensures only legitimate businesses are activated and that all onboarding meets RBI and NPCI compliance standards.
What is the salary for Merchant Onboarding Executive in Chennai fintech?
Merchant Onboarding Executives in Chennai payment and fintech companies earn Rs.18,000 to Rs.42,000 per month. Entry-level candidates handling standard merchant document verification earn Rs.18,000 to Rs.28,000. Those with 2-3 years of merchant KYC experience, knowledge of RBI payment aggregator compliance, and CRM proficiency earn Rs.30,000 to Rs.42,000 per month.
What knowledge is required for Merchant Onboarding jobs in Chennai payment companies?
Merchant Onboarding Executives need practical knowledge of merchant KYC documentation including GST certificates, PAN, business registration, and bank account verification. Familiarity with RBI merchant category code classification, prohibited business categories under payment aggregator guidelines, and the difference between sole proprietor, partnership, and corporate merchant onboarding requirements are essential. Chennai payment companies also value candidates with experience using Salesforce or similar CRM tools for onboarding workflow management.
What is the salary for Merchant Onboarding Executive in Chennai Fintech and Payment Company in
A Merchant Onboarding Executive in Chennai earns between Rs.19,500 and Rs.43,500 per month in July 2026, depending on experience, skills, and employer.
What experience is required for Merchant Onboarding Executive jobs in
0 - 3 Years of relevant experience is typically required for Merchant Onboarding Executive positions in Chennai's private Fintech and Payment Company sector.
வேலை விவரம் - தமிழில்
Chennai-ல் Merchant Onboarding Executive வேலைவாய்ப்பு. மாத சம்பளம் ரூ.19,500 முதல் ரூ.43,500 வரை. 0 - 3 Years અனுபவம் தேவை. Fintech and Payment Company-ல் Full Time பணி. ஆர்வமுள்ளவர்கள் Jobzi மூலம் விண்ணப்பிக்கலாம்.