Product Manager (Payments/Lending) Jobs in Chennai Fintech and Payment Company
⚡ Hiring Now🏫 Chennai Fintech and Payment Company Employment Zones
Chennai's private fintech and payment companies build digital payment infrastructure, lending platforms, and neobanking solutions from offices in Guindy and Ambattur MIDC, employing Tamil-speaking payment engineers, product managers, and business development executives.
Fintech and Payment Company employment zones in Chennai include Guindy, Ambattur MIDC, Sholinganallur, Anna Nagar, Nungambakkam, T. Nagar, Adyar, Velachery, Taramani, and Perungudi.
📋 Job Description
Jobzi is sourcing qualified candidates for Product Manager (Payments/Lending) positions in Chennai's private Fintech and Payment Company sector. This is a full-time opportunity with a reputed Fintech and Digital Payments employer in Chennai offering competitive salary, structured growth, and a professional work environment. Tamil communication skills are preferred alongside English for professional and business interaction in Chennai.
📌 Key Responsibilities
- Own the end-to-end product roadmap for payment gateway, UPI, or digital lending products from ideation to launch
- Conduct user research and competitor analysis to identify product gaps and prioritize feature development
- Write detailed product requirement documents and user stories for engineering and design teams
- Define success metrics and OKRs for each product initiative and monitor performance post-launch
- Collaborate with regulatory, compliance, and legal teams to ensure product features meet RBI and NPCI guidelines
- Work with business development teams to understand merchant and enterprise client needs for B2B payment products
- Drive cross-functional alignment across engineering, design, operations, and business teams for product delivery
🎓 Qualifications and Requirements
- MBA from a reputed institution or B.E./B.Tech with strong product management experience in fintech
- 3 - 8 Years of product management experience with at least 2 years in digital payments or lending products
- Deep understanding of UPI, card payment, BNPL, or digital lending product flows and regulatory context
- Proven ability to write PRDs, manage backlogs, and deliver products in an Agile sprint environment
- Strong data analysis skills using SQL or product analytics tools to measure product performance
- Excellent communication and stakeholder management skills across technical and non-technical audiences
- Bonus: experience launching products under RBI payment aggregator, PPI, or NBFC regulatory frameworks
- Good Tamil and English communication skills for team coordination and client interaction in Chennai.
✅ Required Skills
🏆 Certifications and Qualifications
B.E./B.Tech. CS or ECE for software engineering roles; PCI DSS compliance awareness for payment security roles; ISO 27001 for information security roles; CISA for IT audit roles in fintech; RBI NBFC regulatory compliance knowledge for lending fintech; PMP or Agile Scrum for product manager roles; CFA or NISM for wealthtech analyst roles; Python and ML for fraud detection and credit scoring roles; AWS/Azure cloud certification for platform engineering roles
Frequently Asked Questions
What types of fintech and payment company jobs are available in Chennai?
Chennai's private fintech sector offers a wide range of roles spanning technology, product, operations, risk, and compliance. Software engineers build payment APIs and lending platforms, product managers drive roadmaps for UPI and credit apps, data scientists build fraud and credit scoring models, and operations professionals handle KYC, merchant onboarding, and loan servicing. The city's OMR and Sholinganallur zones have the highest density of fintech employers.
What is the salary range for fintech jobs in Chennai?
Fintech salaries in Chennai span a wide range depending on role and experience. Entry-level payment operations and customer support roles pay Rs.15,000 to Rs.35,000 per month. Mid-level engineers, analysts, and product managers earn Rs.30,000 to Rs.1,00,000 per month. Senior and leadership roles in fintech product, data science, and compliance can command Rs.1,00,000 to Rs.5,00,000 or more per month in Chennai's competitive talent market.
What skills are most in demand for fintech jobs in Chennai?
Chennai fintech companies actively seek engineers with Java, Python, React, Flutter, and cloud skills for building payment and lending platforms. Non-technical roles require knowledge of KYC, AML, RBI regulations, and credit risk frameworks. Data science skills including Python, ML model development, and SQL are highly valued for fraud detection and credit scoring. Product managers with digital payments domain knowledge and Agile experience are among the most sought-after profiles in the Chennai fintech market.
What does a Product Manager for payments or lending do in a Chennai fintech?
A Product Manager for payments or lending in a Chennai fintech company owns the product strategy and roadmap for core revenue-generating products. They define what gets built, prioritize features based on user research and data, write product requirement documents, and coordinate engineering, design, and compliance teams to deliver regulated financial products that meet both customer needs and RBI guidelines.
What is the salary for Product Manager in Chennai fintech and payment companies?
Product Managers in Chennai fintech companies earn Rs.65,000 to Rs.1,55,000 per month depending on experience and the company stage. PMs with 3-5 years of payments or lending product experience earn Rs.65,000 to Rs.1,00,000. Senior PMs with 6-8 years managing core payment or credit products at growth-stage or mature fintech companies earn Rs.1,00,000 to Rs.1,80,000 per month.
What domain knowledge is most important for fintech Product Managers in Chennai?
Deep understanding of UPI rails, NPCI regulations, payment aggregator licensing (RBI PA framework), and digital lending product flows is the most valued domain knowledge for fintech PMs in Chennai. Knowledge of credit underwriting processes for lending PMs, and familiarity with RBI guidelines on digital lending and prepaid instruments, sets top candidates apart. Agile delivery experience and comfort with product analytics tools are table-stakes expectations.
What is the salary for Product Manager (Payments/Lending) in Chennai Fintech and Payment Company in
A Product Manager (Payments/Lending) in Chennai earns between Rs.67,500 and Rs.1,57,500 per month in July 2026, depending on experience, skills, and employer.
What experience is required for Product Manager (Payments/Lending) jobs in
3 - 8 Years of relevant experience is typically required for Product Manager (Payments/Lending) positions in Chennai's private Fintech and Payment Company sector.
வேலை விவரம் - தமிழில்
Chennai-ல் Product Manager (Payments/Lending) வேலைவாய்ப்பு. மாத சம்பளம் ரூ.67,500 முதல் ரூ.1,57,500 வரை. 3 - 8 Years અனுபவம் தேவை. Fintech and Payment Company-ல் Full Time பணி. ஆர்வமுள்ளவர்கள் Jobzi மூலம் விண்ணப்பிக்கலாம்.