Surveyor and Loss Assessor Jobs in Chennai Insurance Company
⚡ Urgent Requirement🏢 Chennai Insurance Industry - Where to Find These Jobs
Chennai is one of India's most important insurance industry cities, home to Star Health and Allied Insurance (India's largest standalone health insurer), regional offices of all major life and general insurers, and a large insurance operations workforce. The city employs over 1.5 lakh insurance professionals across sales, operations, claims, underwriting, and technology.
Anna Salai, T. Nagar, Nungambakkam, and Guindy are the primary insurance employment zones in Chennai. Key private sector employers include Star Health Insurance, HDFC Life, ICICI Prudential Life, SBI Life, Bajaj Allianz Life, Tata AIA, Max Life Insurance, HDFC ERGO, ICICI Lombard, and Bajaj Allianz General Insurance.
📋 Job Description
Jobzi is sourcing qualified candidates for Surveyor and Loss Assessor positions in Chennai insurance companies. This role is with a leading private sector life insurer, general insurer, or health insurance company in Chennai. You will be part of India's growing insurance industry with strong career growth and competitive compensation.
📌 Key Responsibilities
- Conduct on-site surveys for motor accident, fire, marine, and engineering insurance claims
- Assess quantum of loss and determine repair or replacement cost for damaged property and vehicles
- Inspect accident scenes, fire-damaged properties, and flooded machinery for accurate loss quantification
- Verify insured's policy coverage, sum insured adequacy, and applicability of exclusions
- Prepare detailed survey reports with photographic evidence, loss computation, and recommendation
- Coordinate with insurance companies, policyholders, and repairers for efficient claim settlement
- Renew IRDAI surveyor license annually and complete mandatory CPE requirements
🎓 Qualifications and Requirements
- B.E. or Diploma in Mechanical, Civil, Electrical, or Automobile Engineering
- IRDAI Licensed Surveyor and Loss Assessor certificate (mandatory)
- 2 - 7 Years of experience in motor, fire, or engineering loss assessment
- Good knowledge of vehicle repair costs, construction rates, and machinery replacement values
- Proficiency in preparing survey reports with supporting calculation sheets
- Willingness to travel across Chennai and Tamil Nadu for on-site surveys
- Membership of Indian Institute of Insurance Surveyors and Loss Assessors (IIISLA) preferred
✅ Required Skills
🏆 Certifications Valued
IRDAI Insurance Agent License, POSP Certificate, IRDA Composite License, NISM Series certifications, IC-33 (Life Insurance), IC-38 (General Insurance), IC-57 (Health Insurance), Licentiate / Associate / Fellow of Insurance Institute of India (III)
❓ Frequently Asked Questions
Which areas in Chennai have the most insurance company jobs?
Anna Salai (Mount Road), T. Nagar, Nungambakkam, Thousand Lights, and Guindy are Chennai's primary insurance employment zones. Star Health Insurance's headquarters in Nungambakkam is one of the largest single insurance employers. T. Nagar hosts branch offices of nearly every major insurer.
What is the average insurance company salary in Chennai in 2026?
Insurance salaries in Chennai range from Rs.15,000 for entry-level policy servicing roles to Rs.1,50,000+ for senior managers in underwriting, product, and medical affairs. Sales professionals with good incentive achievement earn Rs.60,000 - Rs.2,00,000 total monthly compensation.
What IRDAI certifications are required for insurance jobs in Chennai?
IRDAI agent license (IC-33 for life, IC-38 for general) is mandatory for field sales and advisory roles. The Insurance Institute of India offers Licentiate, Associate, and Fellowship qualifications valued for underwriting, claims, and senior roles. POSP certificate is required for point-of-sales person roles.
What is an IRDAI-licensed Surveyor and Loss Assessor in Chennai?
IRDAI-licensed Surveyors and Loss Assessors are independent professionals or employees who conduct on-site damage assessments for insurance claims. All claims above Rs.50,000 require a licensed surveyor's report under IRDAI regulations. Chennai's large vehicle market and industrial zones create high demand for motor, fire, and engineering surveyors.
What is the income potential for Surveyor and Loss Assessor in Chennai in 2026?
Independent surveyors in Chennai earn Rs.3,000 - Rs.25,000 per survey depending on claim type and complexity. Active surveyors completing 10-20 surveys per month earn Rs.40,000 - Rs.1,50,000. Salaried surveyors at insurance companies earn Rs.25,000 - Rs.70,000 per month.
How do I get an IRDAI Surveyor License in Chennai?
Complete a B.E. or diploma in engineering, pass the IRDAI surveyor exam, undergo practical training, and apply to IRDAI for the surveyor license. The Insurance Institute of India conducts the licensing exam. Renewal is required every 3 years with CPE (Continuing Professional Education) credit completion.
What is the salary for Surveyor and Loss Assessor in Chennai 2026?
A Surveyor and Loss Assessor in Chennai earns between Rs.24,000 and Rs.69,000 per month in June 2026, depending on experience, insurer, and performance.
What experience is required for Surveyor and Loss Assessor jobs in Chennai?
2 - 7 Years of relevant experience is required for Surveyor and Loss Assessor roles in Chennai insurance companies. Domain knowledge of insurance products and IRDAI regulations is strongly valued.