Credit Risk Analyst Jobs in Coimbatore Fintech and Payment Company
⚡ Hiring Now📋 Job Description
Jobzi is sourcing qualified candidates for Credit Risk Analyst positions in Coimbatore's private Fintech and Payment Company sector. This is a full-time opportunity with a reputed Fintech and Digital Payments employer in Coimbatore offering competitive salary, structured growth, and a professional work environment. Tamil communication skills are preferred alongside English for professional and business interaction in Coimbatore.
📌 Key Responsibilities
- Develop and validate credit scoring models for personal loans, BNPL, and digital credit products
- Analyze bureau data, alternate data sources, and application attributes to build PD and LGD models
- Monitor portfolio performance metrics including delinquency rates, NPA levels, and vintage analysis
- Conduct stress testing and scenario analysis on the lending portfolio under adverse economic conditions
- Collaborate with product and engineering teams to deploy credit scorecards in the loan origination system
- Prepare monthly credit risk dashboards and portfolio health reports for risk management committees
- Research and incorporate new data signals such as mobile behavior, utility payments, and GST data into credit models
🎓 Qualifications and Requirements
- MBA in Finance, B.E./B.Tech in CS or Statistics, or equivalent quantitative degree from a recognized institution
- 1 - 5 Years of experience in credit risk analytics, scorecard development, or lending operations in fintech or NBFC
- Strong knowledge of credit scoring concepts, PD modelling, and statistical model validation
- Proficiency in Python or R for statistical analysis and model development workflows
- Hands-on experience with credit bureau data from CIBIL, Experian, Equifax, or CRIF
- Good understanding of RBI NPA classification, NBFC lending norms, and digital credit regulations
- SQL skills for portfolio data extraction and monitoring query development
- Good Tamil and English communication skills for team coordination and client interaction in Coimbatore.
✅ Required Skills
🏆 Certifications and Qualifications
B.E./B.Tech. CS or ECE for software engineering roles; PCI DSS compliance awareness for payment security roles; ISO 27001 for information security roles; CISA for IT audit roles in fintech; RBI NBFC regulatory compliance knowledge for lending fintech; PMP or Agile Scrum for product manager roles; CFA or NISM for wealthtech analyst roles; Python and ML for fraud detection and credit scoring roles; AWS/Azure cloud certification for platform engineering roles
🏫 Coimbatore Fintech and Payment Company Employment Zones
Coimbatore's dense MSME economy, textile trade, and growing retail sector have attracted private fintech and payment companies offering digital payment infrastructure, lending platforms, and financial tools tailored to small businesses. These companies hire business development executives, technical support staff, product managers, and compliance officers.
Fintech and payment company employment in Coimbatore is concentrated in RS Puram, Gandhipuram, Peelamedu, Race Course, Saibaba Colony, Avinashi Road, Tidel Park area, Singanallur, Ukkadam, and Hopes College.
வேலை விவரம் - தமிழில்
Coimbatore-ல் Credit Risk Analyst வேலைவாய்ப்பு. மாத சம்பளம் ரூ.30,000 முதல் ரூ.70,000 வரை. 1 - 5 Years અனுபவம் தேவை. Fintech and Payment Company-ல் Full Time பணி. ஆர்வமுள்ளவர்கள் Jobzi மூலம் விண்ணப்பிக்கலாம்.