Loan Officer / Field Officer (MFI) Jobs in Coimbatore Microfinance Institution

📋 Job Description

Jobzi is sourcing qualified candidates for Loan Officer / Field Officer (MFI) positions in Coimbatore's private Microfinance Institution sector. This is a full-time opportunity with a reputed Microfinance and NBFC-MFI employer in Coimbatore offering competitive salary, structured growth, and a professional work environment. Tamil communication skills are preferred alongside English for professional and business interaction in Coimbatore.

📌 Key Responsibilities

• Conduct weekly JLG centre meetings and collect loan repayments from group members
• Appraise new loan applications and verify client household income and KYC documents
• Disburse approved loans to eligible group members in assigned field territory
• Maintain accurate daily collection records and update loan management system
• Recruit new JLG groups and enrol eligible women borrowers meeting MFI criteria
• Resolve member queries on loan schedule, insurance, and repayment process
• Report daily field activity, collections, and new disbursements to branch manager

🎓 Qualifications and Requirements

• Are you comfortable with daily field work and travel within Coimbatore zones?
• Do you have prior experience conducting JLG or SHG centre meetings?
• Can you communicate fluently in Tamil with low-income women borrowers?
• Are you familiar with KYC document verification requirements for MFI clients?
• How do you handle overdue repayments from group members?
• Do you have a two-wheeler and valid driving licence for field visits?
• What is your understanding of the RBI fair practice code for MFI clients?
• Good Tamil and English communication skills for team coordination and client interaction in Coimbatore.

✅ Required Skills

🏆 Certifications and Qualifications

Graduate degree in any stream for loan officer and field roles (minimum qualification at most MFIs); NISM Series V-A for MFI staff handling mutual fund cross-sell; RBI NBFC-MFI compliance awareness and Responsible Finance guidelines (RBI Harmonised Guidelines 2022) for operations; PMLA (Prevention of Money Laundering Act) and KYC awareness for branch roles; credit analysis and cashflow assessment training for credit officer roles; training in JLG (Joint Liability Group) lending methodology; Tamil language fluency required for field-facing roles in Coimbatore