Credit Analyst Jobs in Coimbatore Gold Loan Company
⚡ Hiring Now📋 Job Description
Jobzi is sourcing qualified candidates for Credit Analyst positions in Coimbatore's private Gold Loan Company sector. This is a full-time opportunity with a reputed Gold Loan and NBFC Services employer in Coimbatore offering competitive salary, structured growth, and a professional work environment. Tamil communication skills are preferred alongside English for professional and business interaction in Coimbatore.
📌 Key Responsibilities
- Review and underwrite gold loan applications for compliance with company credit and LTV policies
- Assess risk factors in loan applications including customer profile, ornament valuation, and documentation completeness
- Flag potential fraud risk indicators for further verification before loan approval
- Monitor branch-level portfolio risk metrics and report irregularities to area or regional management
- Ensure underwriting decisions comply with RBI guidelines and internal credit policy
- Support branches with credit policy queries and exception approvals within authority limits
- Prepare periodic credit quality and portfolio risk reports for management review
🎓 Qualifications and Requirements
- Any Graduate or MBA Finance with 1-5 years of credit underwriting or risk assessment experience, preferably in NBFC or banking
- Strong analytical skills for assessing loan application risk and documentation completeness
- Working knowledge of RBI lending guidelines and company credit policy
- Attention to detail for identifying fraud risk indicators in loan applications
- Good judgement for balancing business growth with prudent risk management
- Proficiency in MS Excel and credit or loan management software for reporting
- Clear written communication for credit reports and policy documentation
- Good Tamil and English communication skills for team coordination and client interaction in Coimbatore.
✅ Required Skills
🏆 Certifications and Qualifications
Any Graduate for most branch roles; IIBF (Indian Institute of Banking and Finance) certification for banking/NBFC roles preferred; Gold appraisal and hallmarking certification for appraiser roles; NISM certification for credit and risk roles; RBI-mandated KYC/AML training for all customer-facing roles; Diploma in Gemology or Jewellery Technology an advantage for appraiser roles
🏫 Coimbatore Gold Loan Company Employment Zones
Coimbatore, a major commercial and industrial hub in western Tamil Nadu, has a dense network of gold loan branches serving its large trading community, textile workforce, and small business owners who rely on quick secured credit against gold jewellery.
Gold loan company employment zones in Coimbatore include Town Hall, RS Puram, Gandhipuram, Peelamedu, Saibaba Colony, Singanallur, and Ganapathy, hosting dense clusters of gold loan branches serving the city's retail and trading customer base.
வேலை விவரம் - தமிழில்
Coimbatore-ல் Credit Analyst வேலைவாய்ப்பு. மாத சம்பளம் ரூ.32,500 முதல் ரூ.55,500 வரை. 1 - 5 Years અனுபவம் தேவை. Gold Loan Company-ல் Full Time பணி. ஆர்வமுள்ளவர்கள் Jobzi மூலம் விண்ணப்பிக்கலாம்.